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More than 150 million Americans get their health insurance from a job, making it the primary way people in the U.S. get coverage. STAT is examining this crucial source of insurance to understand how and why it is becoming unaffordable for workers and their families across the country.

Health benefits are fading away at small companies

Nearly all large companies offer health insurance. But fewer than 60% of smaller firms, with 200 or fewer workers, now offer insurance, an all-time low. The costs of health insurance are pushing small businesses — beloved by politicians and the bedrocks of entire communities — to a financial cliff. Watering down their insurance plans, or deciding not to offer insurance at all, makes it more difficult for these businesses to retain employees.

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Booklet foldables are an interesting paradigm. They’re unbelievably pricey, premium products that offer a whole new take on the smartphone form. However, the perceived wisdom is that you have to accept a few compromises to make it all work.

Smaller batteries and less screen-on time due to the thin frame, performance throttling due to the cramped internals, trade-offs in IP ratings due to the hinge mechanisms, and a smaller, less well-equipped camera setup to avoid an unbalanced weight in hand. You name it, and there’s probably a believable excuse for why a $1,700 foldable doesn’t quite compete with the very best hardware specs you’ll find in an Ultra flagship that costs $500 less. Still, it’s a price some are willing to pay for the form factor’s less conventional perks.

However, the new vivo X Fold 6 has upended that old adage, offering some seriously long battery life and impressive camera capabilities at a price that makes Google and Samsung look like they’re overcharging. Not only are the specs impressive on their own, but the X Fold 6 has exposed a serious lack of progress at the heart of the most popular Western foldable phones.